Which of the following items is NOT specifically mentioned as part of TILA guidelines?

The correct answer is that the property address requirements are not specifically mentioned as part of the Truth in Lending Act (TILA) guidelines. TILA primarily focuses on ensuring that consumers are provided with accurate and clear information about the costs of borrowing and the terms of the credit products.

The other items listed, such as Qualified Mortgages (QM), Loan Estimates (LE), and advertising rules, are explicitly covered under TILA and its regulations. For instance, the Loan Estimate is a key component aimed at helping consumers understand the costs associated with their loan, and Qualified Mortgages represent a category of loans that meet specific guidelines designed to protect borrowers. Additionally, advertising rules under TILA require lenders to provide accurate information in their marketing materials to avoid misleading consumers.

In contrast, while a property address may be necessary for specific loan documentation and processing, it is not a requirement that TILA addresses directly, making it the correct choice in this context.