Which of the following is NOT covered under TILA?

The Truth in Lending Act (TILA) is designed to promote informed use of consumer credit by requiring disclosures about its terms and cost. It lays out specific requirements that lenders must follow to ensure transparency in lending practices.

Loan Estimates (LE) and disclosures related to loan officer compensation are clearly covered under TILA as they fall within the realm of consumer credit information that needs to be transparent and easily understood. Likewise, the Mortgage Disclosure Improvement Act (MDIA) is closely tied to TILA and enhances consumer protections by ensuring they receive upfront disclosures about their loans.

On the other hand, property valuation, while important in the overall loan process, is not directly governed by TILA. It pertains more to the appraisal process and other real estate evaluations, which are covered under a different set of regulations. Therefore, property valuation does not fall under the specific disclosures and consumer protections that TILA outlines. This makes it the correct choice as the option that is NOT covered under TILA.