Which agency is responsible for regulating and enforcing the DO-NOT-CALL list?

Prepare for your California MLO License Test. Engage with flashcards and multiple-choice questions, each with hints and explanations. Ace your exam!

The Federal Trade Commission (FTC) is the agency responsible for regulating and enforcing the Do Not Call registry. This registry was established to enable consumers to limit the number of telemarketing calls they receive. The FTC oversees the implementation of regulations that protect consumers from unwanted solicitation and ensures that telemarketers comply with the rules associated with the Do Not Call list.

The FTC conducts investigations and enforces penalties against companies that violate these telemarketing laws, thereby ensuring that consumers' privacy preferences are respected. This authority stems from the FTC's role in protecting consumers from deceptive practices and ensuring fair market competition.

In contrast, the other agencies listed have different focuses. The Federal Communications Commission (FCC) is primarily concerned with regulating interstate and international communications, the Consumer Financial Protection Bureau (CFPB) focuses on consumer financial products and services, and the Federal Housing Administration (FHA) deals with mortgage insurance and related housing policies. Each agency plays an important role within its designated area, but the enforcement of the Do Not Call list is specifically under the jurisdiction of the FTC.

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