What additional information must be provided on a Credit Score Disclosure?

The requirement for including contact information for credit agencies on a Credit Score Disclosure is important because it ensures that consumers have access to the necessary resources they might need to understand their credit report or score better. By providing this information, borrowers can directly reach out to the credit bureaus for any inquiries or corrections they might want to pursue regarding their credit reporting.

This inclusion supports transparency and empowers borrowers by informing them about their rights and the means to obtain their credit reports, which they are entitled to under the Fair Credit Reporting Act. Such transparency is a critical component that helps borrowers stay informed about their credit status and make better financial decisions.

While the other options could certainly provide benefits in terms of educating the borrower, they are not mandated requirements on the Credit Score Disclosure itself. For instance, while a borrower's specific credit score is important information, the disclosure focuses more on general transparency regarding agencies that maintain such information rather than a particular score. Similarly, credit counseling resources and all loan options available, while useful, do not fall under the required disclosures in this context.